Category Archives: Car Shopping Tips

safest used suv's available in Canada

What are the safest used SUVs to buy in Canada? (2017-2020)

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Posted in Car Shopping Tips, Credit and Financing

We all try to drive safely and avoid accidents, but unfortunately not all collisions can be avoided, ICBC reported an average of 41,000 crashes per year on Vancouver Island alone. Luckily, vehicles are safer than ever and not only could the vehicle you choose help you remain uninjured if an accident occurs- they can also help you avoid accidents as well. So how select a vehicle with safety in mind?

Safety ratings are provided by third party organizations and are heavily advertised by manufacturers on new vehicles, but it can be hard to navigate what vehicle will keep you and your loved ones safe when you’re shopping for something pre-owned. Our team at VIDrives took a comprehensive look at the safety ratings of vehicles between 2017 and 2020 to help you save money on depreciation and feel safe and secure in your purchase.

Last week we took a look at the safest used cars available in Canada, but the size of a vehicle affects it’s safety as well- a large SUV will be safer than a car even with the same rating. Below you’ll find our list of the safest used SUV in each class with a budget friendly, and a high end option- read on to see what we found.

Small SUVs

Small SUVs and crossovers are increasing in popularity- especially over the last 5 years, and it’s easy to see why when they offer more space, safety and comfort than a car, but without to high fuel, payment and insurance costs associated with a larger SUV. We think these 2 offer all you might need for your adventures and day to day- especially with our current gas prices.

Budget Option:

2018, 2019 and 2020 Hyundai Kona Crossover

2018 Hyundai Kona Model Shown

The 2018-2020 Hyundai Kona is our pick for the safest budget friendly small SUV as it boasts an excellent infotainment system, comfortable interior and nimble peppy ride, and of course the amazing safety of the vehicle. Standard and Available safety Features Included

  • Rearview camera
  • Forward collision warning
  • Lane keep assist
  • Driver-attention monitor
  • Rear parking sensors
  • Pedestrian detection
  • Adaptive cruise control
  • High-beam assist
  • Blind spot monitoring
  • Rear cross traffic alert

In Crash Tests, IIHS found that the Hyundai Kona excelled in small overlap collisions on the driver and passengers sides, moderate front overlap collisions, side collisions, roof strength and that the head restraints and seats were very effective, while the LATCH ease of use was rated as marginal.
For Crash Avoidance and Mitigation, they found the optional vehicle to vehicle crash prevention feature superior, and the optional LED headlights good.

Average Price in Canada: $26,133

Luxury Option:

2019 and 2020 Audi Q3 Crossover

2020 Audi Q3 Model Shown

Outstanding interior quality, an abundance of easy-to-use tech features, a buttery ride, and a great crash test performance launch the 2019/20 Audi Q3 to the top our luxury small SUV pick for safety. Standard and Available Safety Features Include:

  • Audi Pre Sense Basic (tightens seat belts and rolls up windows when sensors detect an imminent collision)
  • Audi Pre Sense Front (forward collision warning and automatic emergency braking)
  • Rearview camera
  • Audi Side Assist (lane departure warning, blind spot monitoring, and rear cross traffic alert)
  • Stop-and-go adaptive cruise control
  • Parallel and perpendicular park assist
  • Front and rear parking sensors
  • Surround-view parking camera system

In Crash Tests, IIHS found that the Audi Q3 excelled in small overlap collisions on the driver and passengers sides, moderate front overlap collisions, roof strength and that the head restraints and seats were very effective, in an original test on the 2019 Model they found it got a top rating in side collisions, while an updated test on a 2021 model got an acceptable rating.

They found the standard vehicle to vehicle front crash prevention superior, where the standard vehicle to pedestrian system was found basic, and the optional LED headlights received a top rating.

Average Price in Canada: $44,900

Midsized SUVs

Midsized SUVs are among the most popular options for Vancouver Island Drivers and Shoppers. They offer the space you need for large grocery trips, moving people- be it friends or a growing family, and some additional structural safety.

Budget Option:

2017, 2018 and 2019 Nissan Rogue 5 Door SUV

2018 Nissan Rogue

The 2017-19 Nissan Rogue has an abundance of cargo space and an attractive cabin that is loaded with features. It also has a lower cost of ownership compared to competitive midsized SUVs. However, its our top pick for overall safety for it’s excellent crash performance. Standard and Available Safety Features for these years include:

  • rearview camera
  • blind spot monitoring
  • rear cross traffic alert
  • forward collision warning
  • automatic emergency braking
  • lane keep assist
  • pedestrian detection
  • adaptive cruise control
  • 360-degree parking camera
  • ProPilot Assist advanced driver assistance system, which can autonomously steer, accelerate, and brake the Rogue under certain conditions.

In Crash Tests, IIHS found that the Nissan Rogue excelled in small overlap collisions on the drivers side, moderate front overlap collisions, roof strength and that the head restraints and seats were very effective, while it rated acceptable in small overlap front collisions on the passengers side. They found the standard vehicle to vehicle front crash prevention superior, where the standard vehicle to pedestrian system was found advanced, and the optional LED headlights received an acceptable rating.

Average Price in Canada: $38,200

Luxury Option:

2017-2020 Volvo XC90

2019 Volvo XC90 Model Shown

The Volvo XC90 offers an excellent safety score, lots of standard features, an airy and elegant interior, and great fuel economy, It’s our pick for safest Midsized Luxury SUV as the safety features are standard much more often than in it’s competitors. Standard Features Include:

  • Rearview camera
  • Rear parking sensors
  • Blind spot monitoring
  • Rear cross traffic alert
  • Forward collision warning
  • Automatic emergency braking
  • Adaptive cruise control
  • Lane departure warning
  • Lane keep assist
  • Driver drowsiness monitoring
  • Traffic sign recognition
  • Automatic high-beam headlights

in Crash Tests, IIHS found that the Volvo XC90 received top marks in small overlap collisions on the driver and passengers side, moderate front overlap collisions, side collisions, roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the optional vehicle to vehicle crash prevention feature superior, and the standard LED headlights acceptable. Additionally the seat belt and child restraint ratings were rated as Acceptable.

Average Price in Canada $61,209

Large SUVs

Large SUVs are an unbelievable option for avid campers, large families, or anyone that needs to drive people around- but doesn’t want a minivan.

Budget Option:

2020 Hyundai Palisade

2020 Hyundai Palisade Shown

The 2020 Hyundai Palisade is our favourite for safety among Affordable Large SUVs. There are a lot of reasons to like the Palisade, like it’s affordability compared to similarly sized vehicles (ie. Chevrolet Tahoe, Toyota Highlander), upscale interior, comfortable seats, and good fuel economy ratings- and of course it’s overall safety. Standard Safety Features include

  • Forward collision warning
  • Forward automatic emergency braking
  • Pedestrian detection
  • Stop-and-go adaptive cruise control
  • Driver attention monitor
  • Lane keep assist
  • Lane follow assist
  • Rear parking sensors
  • Rearview camera
  • Automatic high-beam headlights
  • optional and later features
    • Blind spot camera (Blind View Monitor)
    • Blind spot monitoring
    • Rear cross traffic alert
    • Surround-view parking camera system
    • Safe exit assist (alerts exiting passengers of vehicles approaching from behind)
    • Highway drive assist (uses lane centering and adaptive cruise control to keep the vehicle centered)
    • Front parking sensors
    • Head-up display
    • Rain-sensing windshield wipers

in Crash Tests, IIHS found that the Hyundai Palisade received the best possible ratings for small overlap collisions on the driver and passengers side, moderate front overlap collisions, roof strength and that the head restraints and seats were very effective. In an original test for side collisions on a 2020 model, the Palisade received a top rating, but in an updated test on a 2022 model they found it’s results less than satisfactory for the pelvis and torso regions.

Average Price in Canada: $50,900

Luxury Option:

2017-2020 Audi Q7 SUV

2017 Audi Q7 model shown

The 2017-20 Audi Q7 is the most well rounded pick when you’re shopping for a safe luxury large SUV. It’s a premium cabin, wide array of features, and surprising athleticism are supplemented by its excellent overall safety. As early as 2017, standard safety features included

  • Rearview Camera
  • Front and Rear Parking Sensors
  • Forward Collision Warning
  • Forward Collision Automatic Braking
  • Pedestrian Detection
  • Optional and Later Features
    • Blind spot monitoring
    • Rear cross traffic alert
    • Surround-view parking camera system
    • Lane departure warning
    • Lane keep assist
    • Head-up display
    • Adaptive cruise control
    • Automatic high-beam headlights
    • Traffic sign recognition
    • Automatic parking assist
    • Night vision assistant with pedestrian detection

in Crash Tests, IIHS found that the Audi Q7 received the best possible scores in small overlap collisions on the driver and passengers side, side collisions, moderate front overlap collisions, roof strength and that the head restraints and seats were very effective.

Average Price in Canada: $71,200

Start Driving a Safer Vehicle Today with VIDrives

At VIDrives, we have a wide selection of safe vehicles from which to choose. Plus, all of our vehicles have been through a 210-point inspection and reconditioning process to ensure they’re in top-notch condition.

You can shop securely 100% online for your next pre-owned vehicle and complete your purchase online too. We’ll secure your financing for your purchase, then deliver it straight to your door. We’ll even take your current vehicle as a trade-in and pick it up.

Get Pre-Approved Today
Value Your Trade
safest used cars

What are the Safest Used Cars in Each Class! (2018-2020)

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Posted in Car Shopping Tips, Frequently Asked Questions, Road Trip Season
Home » Car Shopping Tips

We all try to drive safely and avoid accidents. Unfortunately not all collisions can be avoided,  ICBC reported an average of 41,000 crashes per year on Vancouver Island alone. Luckily, vehicles are safer than ever which means that the vehicle you choose could not only help you remain unharmed if an accident occurs- it can help you avoid accidents as well. So how can you select a vehicle with safety in mind? 

Safety ratings are heavily advertised by manufacturers on new vehicles, but it can be hard to navigate what vehicle will keep you and your loved ones safe when you’re shopping for something pre-owned. We looked at the safety ratings of vehicles between 2018 and 2020 to help you save money on depreciation and feel safe and secure in your purchase.

Keep in mind that the size of your vehicle will impact its overall safety, a large SUV will keep you safer in a collision than a small car, even with the same rating. Check out our picks for the best Used SUVs available in Canada.

We did the research to find the safest used cars in each class to choose a budget friendly, and a high end option- read on to see what we found.

Compact Cars

Budget Option:

2018, 2019 and 2020 Hyundai Accent 4 Door Sedan


In Crash Tests, IIHS found that the Hyundai Accent excelled in small overlap collisions on the drivers side, moderate front overlap collisions, side collisions, roof strength and that the head restraints and seats were very effective, while small overlaps on the passenger side got an acceptable rating.

For Crash Avoidance and Mitigation, they found the optional crash prevention feature superior, and the optional LED headlights acceptable.

Average price in Canada: $21,400

Luxury Option:

2019 Mini Cooper 3 door Hatchback


In Crash Tests, IIHS found that the Mini Cooper excelled in small overlap collisions on the passenger and drivers side, moderate front overlap collisions, side collisions, roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the optional crash prevention feature advanced, and the optional LED headlights acceptable.

Average price in Canada: $27,330


Small Car:


Budget Option:

2018, 2019, 2020 Hyundai Elantra 4-Door Sedan

2019 Hyundai Elantra

In Crash Tests, IIHS found that the Hyundai Elantra excelled in small overlap collisions on the drivers side, moderate front overlap collisions, side collisions, roof strength and that the head restraints and seats were very effective, while small overlaps on the passenger side got an acceptable rating.

For Crash Avoidance and Mitigation, they found the optional crash prevention feature superior, and the optional LED headlights good.

Average Price in Canada: $22,428

Luxury Option:

2018, 2019 and 2020 Subaru Impreza 4 door Sedan

In Crash Tests, IIHS found that the Subaru Impreza excelled in small overlap collisions on the driver and passengers side, moderate front overlap collisions, side collisions, roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the optional pedestrian and vehicle to vehicle crash prevention features superior, and the optional LED headlights good. Additionally the seat belt and child restraint ratings were rated as Good.

Average Price in Canada: $35,201

Midsize Car:

Budget Option:

2019 and 2020 Nissan Altima 4 Door Sedan

2019 Nissan Altima

In Crash Tests, IIHS found that the Nissan Altima excelled in small overlap collisions on the driver and passengers side, moderate front overlap collisions, side collisions, they also found that the roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the standard vehicle to vehicle crash prevention feature superior, the optional vehicle to pedestrian front crash prevention advanced, and the optional LED headlights good. Additionally the seat belt and child restraint ratings were rated as Good.

Average Price in Canada: $32,600

Luxury Option:

2018, 2019, and 2020 Audi A4 4 Door Sedan

In Crash Tests, IIHS found that the Audi A4 excelled in small overlap collisions on the driver and passengers side, moderate front overlap collisions, side collisions, they also found that the roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the standard vehicle to vehicle and vehicle to pedestrian crash prevention features superior, the optional vehicle to vehicle front crash prevention superior, and the optional LED headlights good, with other options acceptable or marginal. Additionally the seat belt and child restraint ratings were rated as good.

Average Price in Canada: $41,590


Large Cars:


Budget Option:

2020 Kia Stinger 4 Door Sedan


In Crash Tests, IIHS found that the Kia Stinger excelled in small overlap collisions on the driver and passengers side, moderate front overlap collisions, side collisions, they also found that the roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the optional vehicle to vehicle crash prevention feature superior, and the optional vehicle to pedestrian front crash prevention advanced, and the optional LED headlights good, with other options acceptable or marginal. Additionally the seat belt and child restraint ratings were rated as marginal.

Average Price in Canada: $42,724

Luxury Option:

2018 and 2019 BMW 5 Series 4 Door Sedan

In Crash Tests, IIHS found that the BMW 5 Series excelled in small overlap collisions on the driver and passengers side, moderate front overlap collisions, side collisions, they also found that the roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the optional vehicle to vehicle crash prevention feature superior, and the optional vehicle to pedestrian front crash prevention advanced, and the optional LED headlights good, with other options marginal. Additionally the seat belt and child restraint ratings were rated as acceptable.

Average Price in Canada: $65,900

Electric Cars

Budget Option:

2019 and 2020 Chevrolet Bolt 5 Door Hatchback

In Crash Tests, IIHS found that the Chevrolet Bolt excelled in small overlap collisions on the drivers side, moderate front overlap collisions, side collisions, roof strength and that the head restraints and seats were very effective, while small overlaps on the passenger side got an acceptable rating.

For Crash Avoidance and Mitigation, they found the optional crash prevention feature superior, and the standard LED headlights acceptable.

Average price in Canada: $41,997

Luxury Option:

2018, 2019 and 2020 Tesla Model 3 4 Door Sedan

In Crash Tests, IIHS found that the Tesla Model 3 excelled in small overlap collisions on the driver and passengers side, moderate front overlap collisions, side collisions, they also found that the roof strength and that the head restraints and seats were very effective.

For Crash Avoidance and Mitigation, they found the standard vehicle to vehicle crash prevention feature superior, and the standard vehicle to pedestrian front crash prevention advanced, and the standard headlights good. Additionally the seat belt and child restraint ratings were rated as acceptable.

Average Price in Canada: $71,800

Start Driving a Safer Vehicle Today

At VIDrives, we have a wide selection of safe vehicles from which to choose. Plus, all of our vehicles have been through a 210-point inspection and reconditioning process to ensure they’re in top-notch condition.

You can shop securely 100% online for your next pre-owned vehicle and complete your purchase online too. We’ll secure your financing for your purchase, then deliver it straight to your door. We’ll even take your current vehicle as a trade-in and pick it up.

So get Pre-Approved Today

What are the benefits of getting pre-approved for a car loan?

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Posted in Car Shopping Tips, Credit and Financing, Frequently Asked Questions


From the time you decide to start searching for a car to the time you drive your car home, it takes the average Canadian car buyer nearly three months to find the right vehicle. That includes hours of online research and multiple visits to dealerships and banks. According to buyers, one of the most stressful parts of buying a car was arranging the financing. A car loan pre-approval makes this entire experience a lot more efficient…

Picture this: You’ve fallen in love with a new vehicle, and settled on the price- only to find that credit is just so-so or your income doesn’t quite support the loan value, so you’re waiting for the dealership to get you approved. Unfortunately, this is what happens to so many Canadian buyers. At VIDrives we know there’s no worse feeling than having your heart set on a car and getting a negative answer.

In 2022, car shoppers don’t have to go through that cat-and-mouse of waiting and being disappointed. Automotive pre-approvals have changed the game for car buyers. Not only does a pre-approval reduce (or completely eliminate) the time you have to spend at the car dealership, but it empowers you to shop for your new car more confidently, and even save you money.

How does a car loan pre-approval work?

According to data analytics firm FICO, two out of every three Canadian car buyers look for financing when they’re vehicle shopping at a car dealership. For those who plan to take advantage of financing options, A car loan pre-approval is simply preparing for the process before settling on the vehicle or setting foot in the showroom.

The loan pre-approval process is more specific than just asking, “How much car can I afford?” Instead you’re saying, “I’m going to be looking for a new vehicle. What terms am I approved for so I can select a vehicle?” In that way, your pre-approval gets you much closer to taking a vehicle home- because it helps narrow down your search.


A pre-approval application is completed at home, typically online, and all the same steps of a car loan application are taken. Income is verified along with your credit score and debt-to-service ratio. Then, the lender delivers the estimated loan terms that you can use to make your vehicle selection. Typically this will include the total loan value, monthly or bi-weekly payment amount, loan term, and an estimated interest rate.


That’s great to know, but what are the benefits of being pre-approved for a car loan?

4 benefits to getting a pre-approval for your next car

  1. It focuses your attention on the right vehicles

    If you want to avoid the phone call saying, “you’ve been approved, but” then getting pre-approved is a good idea. If you don’t have the income to support the car you’ve chosen, and need to provide a bigger down payment. If you don’t have that, that means the car you’ve got your heart set on is out of reach. Without a strong credit history- you might not get approved at all.

    When you get a pre-approval you can more accurately shop for a vehicle. You’ll know up front the total price, your expected payment and where your interest rate should be. This helps you shop within your actual budget, or allows you time to save up for a down payment if you want something more expensive.
  2. It gives you access to the best available financing rates

    One of the most beneficial aspects of pre-approval is that it arms you with knowledge. When you know the interest rate you’ve been pre-approved for- you can shop more intelligently.

    For example, if a flawed credit history means that you’ve been pre-approved on a 60-month term. You’ve selected the perfect Truck for your needs and budget and you know what your interest rate will be. The Finance Manager might ask “would you like to go forward with your pre-approved financing, or I can see if I can get you a better rate?” You can say yes, and have the chance to get an even better deal- because with a pre-approval you aren’t locked into the deal until you’ve signed on the dotted line. Whether the Finance Manager comes back with a lower interest rate or not, you can be confident that you’ll be driving home in your new ride- with no unexpected surprises.
  3. It speeds up the process

    Patience is a virtue, but it isn’t one you should have to practice in the waiting area of a dealership when you’re ready to make a big and exciting purchase. If you decide against a pre-approval and walk straight onto a car lot, it’s going to take hours or even days longer before you finally take your vehicle home. After you fill out an application and head to the finance office, the approval process can take a very long time.

    The finance manager may need to call a few lenders to clarify conditional approvals while others will require documentation that might take you time- and trips to the bank to get your hands on. Getting approved instantly isn’t the norm, especially if you don’t have perfect credit.

    Armed with your pre-approval- you can usually expect to be driving your car home within a day- even the same day. No need to jump through hoops- because you’ve organized it all ahead of time.
  4. It can help you get approved, even with bad credit

    Getting pre-approved for a car loan is a great idea for anybody, but especially for those with no credit or bad credit. While traditional dealerships have access to low or zero interest loans from the manufacturer, they aren’t always equipped to help buyers with bad-or no credit. Getting pre-approved provides you with the best rates and terms for your specific credit situation- before you even step onto a car lot.

How can I get pre-approved?

VIDrives can help you get pre-approved (with no obligation) online, so you know exactly how much financing you can get before you start car shopping.
It only takes three minutes and works with all credit situations (including bad credit). This credit check will not harm your credit score, and you don’t need to do anything with the approval terms we send you.

Get Pre-Approved today!

buying a car from vidrives

The difference between purchasing a used car privately, at a dealership, and from VIDrives.

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Posted in Car Shopping Tips

Buying a vehicle is a huge investment for anybody, so it’s important to find a seller that you can trust. If you’re looking for a used vehicle- you can choose to buy a vehicle from a dealership, a private seller, or online from VIDrives.
Choosing a private seller can save you some money on your purchase, but there’s no security in your new vehicle, On the other hand dealerships can be a scary, high pressure environment- that’s why VIDrives mission is to offer you the security of a car dealership- with the better value and freedom that comes with buying privately. Below- we’ll list 7 ways we make this happen.

VIDrives vs Traditional Dealerships Comparison Chart
A quick look at the difference between purchasing with ViDrives, Privately, and from a traditional Dealership.

1. Warranty

One thing a private seller can’t offer you is a vehicle warranty, if you’re lucky the vehicle may be new enough to have some remaining factory warranty- but this isn’t always transferrable. VIDrives offers warranty options on every vehicle we sell, and have many in stock with factory warranty included. For more information on the benefits of extended warranty options, check out this helpful guide: The benefits of purchasing a vehicle extended warranty.

2. Peace of Mind

How can you enjoy a road trip when you’re worried about breakdowns and expensive repairs?

When you buy a vehicle from VIDrives, you know the vehicle is going to meet safety standards and not have any hidden defects. All of our vehicles go through a comprehensive 151 point inspection and are repaired if necessary, with an included Carfax report so you can see the vehicle’s history and condition for yourself, even if you’re not a mechanic. If you buy privately, there’s nobody holding the seller accountable for quality standards, and no protection for you even if it breaks down in the first week.

3. Better Price

savings

Generally speaking you may be able to find the same vehicle slightly cheaper from a private seller- because dealerships have more overhead costs that they need to cover, so they’ll need to make a higher profit than a private seller would. VIDrives is an online based business- which helps us to keep overhead costs low, and our prices fair which helps you get a better deal than you would at a traditional car dealership.

4. Financial Flexibility

payment schedule image

If you’re buying from a private seller, you’ll usually need to pay the full value of the vehicle up front, if you don’t want to lose your hard earned savings to buy a vehicle privately, or don’t have that kind of cash- you’d have to secure a loan from a third party, often at a high interest rate. VIDrives specializes in financing for any credit situation. We work with over 30 lender partners, and have access to the same subvented rates that many dealers boast, so that we can get our customers the lowest possible interest rate, and affordable payments to make sure your deal works for you.

VIDrives also offers a Lifetime Oil Change Program which means you won’t pay for an oil change while you own your vehicle. This is an optional extra so make sure to ask your financial specialist for details.

For a more detailed look at credit and financing section of our blog.

5. More Options

Illusion of Choice
Many options can be deceptive when the majority are inaccessible and the remainder may be unappealling

Private sellers usually only have 1 vehicle available for sale, so when you’re shopping you may have to meet up with countless strangers, only to be disappointed in the vehicle or find that the seller makes you feel uncomfortable.

Where many dealerships offer the illusion of choice. When you drive into a dealership you’re often overwhelmed by the number of vehicles, and spend time looking at each one until you find one you just have to have! The only problem is that many of these choices aren’t real. The vehicle might be sold, out of your budget, doesn’t work for your lifestyle, or worst of all 𝘺𝘰𝘶 𝘤𝘢𝘯’𝘵 𝘨𝘦𝘵 𝘢𝘱𝘱𝘳𝘰𝘷𝘦𝘥.

VIDrives offers real choices, That’s why start with a questionnaire to find out your budget, and what types of vehicles you’re actually interested in, then present you with options that already work for you, and expand from there.

6. Trade-In Options

Another advantage of buying a pre-owned vehicle from VIDrives is that we offer the ability to trade-in your vehicle- which helps to lower the costs of your new vehicle, in BC you’ll only pay tax on the difference in value from your trade-in and the new vehicle. If you’re buying from a private seller, you’ll likely need to sell your vehicle before buying a new one, this can take time and leave you without transportation for weeks.

This can also present more obstacles for those who are still paying off their current vehicle with the difficulty of contacting lenders and dealerships to find out just how much you owe- and when things like negative equity come into play.


7. Transparency

Dealerships are notorious for hidden fees and evasive answers to simple questions.

Buying from a dealership can be overwhelming, between dealing with so many people, salespeople who can’t answer your questions and the hidden fees dealerships are notorious for.

Choosing a private seller is a fairly straightforward process, you find out about the vehicle, set a time to meet and view the vehicle, and you’re dealing with the same person for the entire process and when you agree to a price- that’s the price you’ll get.

At VIDrives, your financial specialist will work with you to find the right vehicle, get you approved, help you select payments, and finalize your deal. We take great care to ensure the whole process is easy and transparent, without hidden fees or misinformation.

8. Buy from home

Private sellers and dealerships require you to come to them, this can be an obstacle if you don’t have reliable transportation or live far away. It can be difficult to coordinate between your schedule, the seller’s schedule, public transit schedules, and friends and family who help you get around. Private sellers may not have their vehicle’s insured, so you may need to find a ride to their home, to get insurance, to the bank and back all over again. Dealerships in your area may not have what you’re looking for and may require multiple visits before you can take your new vehicle home.


That’s why VIDrives offers the option to do the whole deal, right from your home, on your schedule. We’ll find your vehicle, offer a virtual test drive, find you payment options, and communicate with you securely online or on the phone. Once you choose the vehicle, and payment that works for you we’ll deliver it for free right to your door, anywhere on Vancouver Island. If you’re trading in, we’ll pick up your trade at the same time.

Shopping for a new vehicle?

If you’re looking to buy a car, there’s no better place to start than here. Fill out our short application form and get approved for vehicle financing in minutes!

Get Pre-Approved Today

The Benefits of Purchasing a Vehicle Extended Warranty

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Posted in Car Shopping Tips

Vehicle repairs can be pricy, and unexpected repairs can be difficult to budget for, especially if you’re making payments on a car loan. Many Canadian drivers who used to be able to take care of repairs themselves or with the help of car savvy friends and family find that with modern vehicles are becoming more and more automated options like these are often out of their depth.

When you purchase a new vehicle, expensive repairs like these are covered by your factory warranty, but what happens when that warranty expires, or you chose a pre-owned vehicle? That’s why extended warranty is an excellent option to consider when you’re shopping for your next new or used ride. Below we’ll highlight some of the benefits of purchasing an extended warranty for your vehicle.

1. Huge Potential For Savings

While many people claim that car warranties are overpriced, there is no denying that if you run into a serious mechanical problem, a warranty can save you thousands of dollars- Especially on vehicle’s with expensive parts. For example- the average cost of a cylinder head on a 3 Series BMW costs more than $10,000 costing way more than any warranty, where vehicles which are cheaper to repair- the costs add up and make a warranty more than pay for itself.

2. Peace of Mind

The second benefit to opting for a car warranty is that you’re able to have peace of mind. Without a car warranty, it’s always stressful seeing the engine light go on and knowing that this could potentially cost you hundreds, if not thousands of dollars to repair. When you have coverage, you don’t need to stress about seeing an engine light go on or an occasional visit to the mechanic shop.

3. The Extra Perks

Not only are car warranties great for peace of mind and savings, but they commonly also have hidden perks. While this is dependent on the car warranty you buy, many of them come with roadside assistance, rental car reimbursement and towing. This adds a ton of value as you don’t need to pay an additional monthly or annual fee for a roadside assistance company like BCAA. The second perk to car warranties is that unless you buy an extended warranty from the manufacturer, you’re able to get your vehicle repaired at most mechanic shops.

4. Higher Resale Value

The last benefit of opting for a car warranty is that if you decide to sell the car within its warranty period, you’ll be able to get more money for the vehicle. Most car warranties are transferable for a small fee and now the new owner has peace of mind that the car they just bought is covered in case of any potential issues.

In the end, whether or not you decide to buy a car warranty is up to you, but we think these four benefits are well worth the extra cash- especially if it means only a couple extra dollars on your car payment.

Every New and Pre-Owned Vehicle from VIDrives has extended warranty options available.

Get Pre-Approved today and start driving with ease of mind.

Does owning a PHEV actually save you money?

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Posted in Car Shopping Tips

With fuel prices rising, and 21 PHEV (Plug-In Hybrid Electric Vehicles) models currently being made, and sold in Canada many drivers have started considering making the switch to a greener vehicle- even if they aren’t ready to go fully electric for range and affordability concerns. 

While Plug-In Hybrids are typically priced much more competitively than Battery Electric Vehicles (BEVs) they still come with a higher MSRP than traditional internal combustion engines (ICEs). So does the fuel savings really pay for itself? 

We took a look at the most popular PHEV on the market in Canada today: 

The Mitsubishi Outlander PHEV and compared it to its Gasoline counterpart the Mitsubishi Outlander to check out the difference.

2022 Mitsubishi Outlander SE S-AWC MSRP $34,648.00

The 2022 Mitsubishi Outlander SE S-AWC CVT starts at an MSRP (Manufacturer’s Suggested Retail Price) of $34,648.00 and gets a combined fuel economy of 8.9 L/100km (city 9.7 L/100km, highway 8.9 L/100km)

2022 Mitsubishi Outlander SE S-AWC MSRP $44,198.00

The 2022 Mitsubishi Outlander PHEV SE S-AWC starts at an MSRP (Manufacturer’s Suggested Retail Price) of $44,198.00 and gets a fuel economy equivalent of 3.18L /100km

With the average Vancouver Island driver travelling 25000km per year in their vehicle- assuming the price of gas stays around $1.99 per liter- you’ll spend $1582.04 on fuel in a year driving the PHEV (with overnight home charging) compared to $4427.73 driving the Gasoline Outlander. That’s a difference of $2845.00 each year.

What that means for cash buyers is that it will take 4 years of driving to make up the difference in MSRP in fuel savings- provided you don’t take advantage of federal iZEV incentives or provincial rebates – which could cut this time in half.

For finance buyers this could save you money in the first year, while the 2022 Mitsubishi Outlander PHEV SE S-AWC starts at $315.38 biweekly for 84 months at 2.99% and the 2022 Mitsubishi Outlander SE S-AWC CVT at $263.25 biweekly for 84 months at 4.5%- in a year (including fuel) you’ll spend $11,272.23 driving the ICE Outlander compared to $9781.92 in the PHEV.

Assuming you keep your vehicle for the duration of your financing the PHEV will have saved you almost $20,000 dollars in fuel (spending $11,074.30 with the PHEV and $30,994.12 on the Gasoline only)

No matter what type of vehicle you’re shopping for, VIDrives has options that will work for your lifestyle, needs and budget- with a team to help you every step of the way to make the process easy. Get Pre-Approved today and get driving tomorrow.

Minivan or SUV?

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Posted in Car Shopping Tips, Road Trip Season

Minivan vs. SUV: the decision has haunted families for nearly a quarter-century. Each vehicle type has its perks and drawbacks, which is why an in-depth analysis of features (both standard and optional) becomes all the more necessary when choosing the best option for you. To help make the decision a little easier, this guide breaks down the main features to consider along with the best vehicle for different types of buyer.

Both vehicles can be comparable for passenger capacity, fuel economy, and comfortability– so what are the major differences?

Minivans

Pros:

👉Cheaper on Average

Generally, minivans — especially used models — tend to cost thousands less than SUVs on average. That’s not to say minivans can’t put a bite into your wallet. Fully loaded minivans with options such as an entertainment system, heated driver’s seat, and leather can easily go toe-to-toe with SUVs on pricing. Although the average minivan costs less (at least at the base model), watch out for those expensive features that can make the price skyrocket.

Conversely, SUVs have so many more options that finding one to fit your budget is an easier venture. Although more affordable models may not have the roominess of a minivan, they can still seat seven passengers while offering many of the same interior specs. And with a vast array of engine choices, 4WD or AWD, and perhaps a clear edge in styling, budget SUVs are becoming more popular with consumers.


👉More Cargo Space

If you have to grocery shop for a big family or you’re a perennial do-it-yourself homeowner, the minivan gives you more space for everything. The generous amount of space in a minivan lies not only in the large cargo area behind the third seat but also on the lower floors, which increases the amount of cubic feet you can accommodate. And when you throw in foldable second-row and third-row seats and stow-and-go seating, you have the versatility to fit just about anything, no matter how bulky.

The proverbial icing on the cake is dual sliding doors, which allow you to place cargo just how you want it. Plus, many minivans made within the last five years come with a standard or optional power liftgate. At the touch of a button, you can open the rear even if your hands are full of groceries, home improvement supplies, or kids.

If you don’t see yourself as a minivan owner but still want loads of cargo capacity, look for the Chevy Suburban large SUV. With 144 cubic feet of cargo space, the Suburban’s capacity eclipses even the most sizable minivan — the Chrysler Pacifica. 


Cons:

👉Lower Tow Ratings (on average)

Typically, the most towing power you’ll get out of a minivan is 3,500 pounds. Conversely, the Ford Expedition can tow up to 9,300 pounds, rivaling even heavy-duty trucks.

👉Fewer options

There are only a few options for minivans available for Canadian drivers right now, The Toyota Sienna, Chrysler Pacifica, Grand Caravan, Honda Odyssey and Kia Carnival. Where nearly every manufacturer offers a few options for SUVs- with different specifications to meet your needs.

SUVs

Pros:
👉More choices (more models, drivetrains, and engine types available)

Sometimes, front-wheel drive or two-wheel drive just won’t cut it in the harsh Canadian winter, even with excellent winter tires. You need the rugged abilities of four-wheel drive (4WD) or the tough-weather grip of all-wheel drive (AWD). Until 2021, the Toyota Sienna was the only minivan to offer all-wheel drive when it was joined by the Chrysler Pacifica. This ushered in a new era of powertrain options for minivans, but the SUV still reigns supreme.

SUVs offer all three drivetrains on various trims, allowing you to choose between a commuter vehicle or a beast that can overcome insurmountable terrain thanks to either all AWD and 4WD. Moreover, compact, midsize, and large SUVs all tend to offer AWD or 4WD, giving you more choices for your style, needs, and budget.

Additionally, many SUVs now come with hybrid powertrains to appease the planet-saving force within you. The versatile Toyota Highlander Hybrid offers 7.8L/100km while the Mitsubishi Outlander PHEV boasts an all-electric range of up to 35 kilometers.

Other SUVs offer numerous gas-powered options that can provide straight-up power, more fuel efficiency, or a balance between the two. Several SUVs offer multiple powertrain options– like the Mistubishi outlander- available with a traditional Internal Combustion Engine, and a Plug-In Hybrid.


👉Better safety features on average

Every new vehicle in Canada has to go through a safety test administered by the Insurance Institute for Highway Safety (IIHS). Rated on a scale from one to five stars, this rating determines how safe a vehicle is. Based on this test, SUVs and minivans — on average — tend to fare the same.

As such, the real comparison comes down to safety features. While both vehicle types offer a comprehensive array of active (via camera and radar) and passive (air bags and traction control) safety features, SUVs typically have more to offer in terms of the breadth of their advanced safety systems.


👉Better Towing capacity on average

Whether you love to go off-road or need a workhorse to tow a camper or trailer, SUVs have the advantage. Unlike minivans, automakers manufacture SUVs to come in more specialized models. For example, the Ford Explorer pairs seven seats with the capability for off-roading thanks to higher ground clearance and larger tires while the Chevrolet Suburban offers brawn and raw power behind a 6.2-liter V-8.

The real advantage that SUVs have over minivans is that nearly all of them (crossovers aside) have superior towing capabilities.


Cons:
👉Less cargo space on average

As mentioned above, minivans are often better equipped for storage solutions- with a few notable exceptions. If you opt for a minivan- you’ll still have plenty of room for grocery runs, sporting equipment etc. but for camping and longer road trips- you may want to look into additional storage accessories such as a rooftop cargo box, traditional roof racks, or bike racks.


👉Less legroom on average

Until about a decade ago, minivans always had more space for passengers, as they were designed for burgeoning families and practicality. But the popularity of SUVs for families continued to soar. To keep up with demand, manufacturers threw in an additional third row or rear seats. 

Although SUVs don’t offer the same amount of legroom, headroom, or shoulder room in their rows of seats, they can reasonably accommodate up to seven or eight passengers. Now, with the added versatility of different luxury features, sales of three-row SUVs continue to grow.

Most standard minivans without any options can haul seven passengers with the base model. But most consumers opt for the slightly nicer trims, which all tend to accommodate eight passengers with the notable exception of the Dodge Grand Caravan. However, most minivans come with second-row captain’s chairs, providing extra comfort for kids and passengers during road trips.

Whether you’re looking for an SUV or a minivan, VIDrives can help you find the best deal for you, your lifestyle, and your budget!

Get pre-approved today at www.vidrives.ca